401K Plan Pro is utilizing the 401K Optimizer engine and methodology for stoploss protection.
How the HCM 401(k) Optimizer® Works
The HCM 401(k) Optimizer® is available for company sponsored retirement plans:
401(k), 403(b), 457, and more. If you need personalized advice on how to invest your company plan, the HCM 401(k) Optimizer® is for you.
Use Partner Code HCM4444 for a 10% discount when you sign up.
Overview of Sign Up Process:
- Enter Your Information in the Online Sign Up Form
- Answer the Risk Tolerance Questionnaire
- Receive an email from us telling you your recommendations are ready
- Log in to the HCM 401(k) Optimizer® to view your recommendations
We Analyze the Choices your Company Plan Provides
Once you sign up for the HCM 401(k) Optimizer® we begin a thorough evaluation of your investment choices. We take into consideration your risk tolerance and several other factors. Many people need help deciding which investments to choose. Investing is our business. It’s what we do everyday and that is why we are here to help you.
You Receive a Detailed Report from Us
After we complete our evaluation of your investment choices we post a detailed report of our recommendations to your account at HCM 401(k) Optimizer®. You can then log in to your account with the user name and password you established at sign up to see how to invest your company sponsored retirement plan. Remember, we are always available to answer any questions.
We Send You an Update Each Quarter
With your busy day-to-day activities, it can be difficult to remember when one quarter ends and the next begins. With the HCM 401(k) Optimizer®, you no longer need to worry about remembering to reallocate your company sponsored retirement plan. We send you email reminders each quarter with instructions about how to adjust your investments. You simply log in to your account at HCM 401(k) Optimizer® to make the changes.
Bonus! Help Protect Your Assets with the HCM-BuyLine®
One great feature of the HCM 401(k)Optimizer® is access to the HCM-BuyLine®. When the market drops below the HCM-BuyLine®, you will receive notification with advice on how to restructure your portfolio in an attempt to protect your assets. When the market moves above the HCM-BuyLine®, you will once again receive advice about what to do next.
We want what is best for our clients, including helping you avoid 401k mistakes. By taking the time to meet with David or his team at MFS now, you can enjoy your retirement years to the fullest.